My Goals

I'd like to live a more simpler life, living within our means, paying off debts and being happy and these are my initial goals to do that:

* Get Business and Personal accounts up to date on MYOB
* Update budgets and stick to them - probably using the cash envelopes system
* In Feburary - update budget to include school fees but to take away DD#1 weekly therapy sessions (DD#1 is autistic and has some form of therapy session every week, a lot of these will be cut back once school starts)
* Start to go thru the boxes and piles of 'stuff' in the garage/laundry
* Start doing stuff like tracking water and electricity usage
* Work on menu plans, shopping cutbacks
* And Me, eat better, drink more water, be more active

All About Me

Hi. I thought I better start with a bit about me, I'm a 31 yr old mum. My girls are currently 4.5 and 5.5. My 5.5yr old is starting school at the end of January so things are going to be changing around here soon. My hubby and I have our own business in construction and property inspections - he does the actual work while I maintain the accounts. And finally we are in the middle of building our own house.

I have started this blog to track the changes I am going to make. Right now we are living in a tiny wee little house and although we don't need a huge amount of space this 1.5 bedroom house with a 2 cupboard kitchen is a bit of a joke. The benefits are that it doesn't cost alot and is just around the corner from our house construction. Everything is cluttered and a lot in boxes which are stored (or dumped) in an outside garage/laundry - making that space unusable for real stuff. And although I have a budget its not up to date or honest. And shhh... but the accounts which are my responsibity - both personal and business are a few months behind. I struggle to keep up with house work, bill paying, general errands and because I'm not looking after myself I easily get tired and run down, and very cranky. This is going to change.